Proof of income, formalised

You already earn it.
Now prove it.

Taxi takings, household wages, client invoices, trip earnings — real money that leaves no paper trail a bank will accept. FISI turns what you already do into a record that stands up to a lender.

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No money moves through FISI. It records what happened,
so your bank statement has something to agree with.

The income is real.
The paperwork is not.

A funder cannot lend against cash they cannot see. Not because the money is not there — because nothing records it in a shape they are allowed to accept.

So the taxi owner with eight vehicles, the household paying two staff every month and the freelancer billing steadily all end up in the same place: declined for a lack of evidence, not a lack of income.

FISI closes that gap. Record it as it happens, and the proof builds itself.

What it does

Four things, done properly.

Not an accounting package. The specific set of documents that turn informal income into something a bank, a landlord or SARS will read.

Payslips

For the people you pay

Issue a proper payslip for every worker, every period. They get the document and an SMS; they never need an account.

Proof of income

For the bank

A statement that shows what came in, what went out and what is left, in a shape a lender will actually read.

Running record

For you

Every amount is a dated line. Nothing is a lump sum at month end, so any period can be rebuilt exactly.

Reminders

For the deadlines

UIF and EMP201 dates surface where they matter, filtered to the ones your kind of business actually has.

Who it is for

One question at signup. The rest follows.

Tell FISI what kind of employer you are and it builds the dashboard around that answer — so you only ever see what fits your tax, and nothing you do not need.

Fleet ownerTaxis or vehicles with drivers on your books. Full payroll — payslips, UIF and EMP201.eHailing OperatorYou run Uber, Bolt or similar vehicles. Formalise driver income into bankable proof.Domestic EmployerYou employ household staff. Payslips and UIF, kept simple for a small roster.Short-term ContractorYou take people on for short jobs and pay them wages. Payslips per engagement.FreelancerYou work for yourself, no staff. Record client income and prove it to funders.

Why it works

Built around the record, not the transaction.

Only what fits you

Answer one question at signup and the dashboard is built around it. A freelancer never sees a vehicle register; a fleet owner never loses payroll behind it.

Records, not transactions

FISI never holds or moves money. It is the record that sits next to your bank statement and agrees with it.

Built for the phone

Captured standing next to the car, in the kitchen, between jobs. Not a spreadsheet you promise to fill in on Sunday.

Proof that compounds

Every recorded month is another month of history. Six of them is the difference between a declined application and a funded one.

The line we do not cross

FISI never holds, moves or touches your money.

It is a record, not a wallet and not a payment rail. Your money stays where it already is. What FISI produces is the evidence that it was there — dated, itemised and ready to reconcile against your own bank statement.

No payments heldYour data, your accountReconciles to your bank

Start the record this month.

Create your account ->

You already earn it.Now prove it.